Contact Mike Certo
Direct cell. Mon–Fri 8:00 AM – 6:00 PM Arizona time. Voicemail returned same business day.
Best for sending pre-qual docs, scenarios, screenshots.
If you are ready to move forward and want to lock the file in.
Quick contact form
What happens after you send
- Mike calls or emails back within 5 minutes during business hours (usually same day).
- Real conversation about your situation — what state, what property, what FICO and income shape, what you have tried already.
- Mike tells you which programs fit your situation and what the path looks like. No sales pressure.
- If you want to move forward, the formal application happens through Cornerstone's secure portal.
Mike Certo, NMLS #260555. Cornerstone First Mortgage, LLC, NMLS #173855. Equal Housing Lender.