Nationwide Manufactured Home Loan Specialist · Cornerstone First Mortgage · NMLS #173855 Call Mike Certo · (480) 296-6513
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Contact Mike Certo


Phone (fastest) (480) 296-6513

Direct cell. Mon–Fri 8:00 AM – 6:00 PM Arizona time. Voicemail returned same business day.

Email mcerto@cfmtg.com

Best for sending pre-qual docs, scenarios, screenshots.

Online application Start your secure application →

If you are ready to move forward and want to lock the file in.

Quick contact form

What happens after you send

  1. Mike calls or emails back within 5 minutes during business hours (usually same day).
  2. Real conversation about your situation — what state, what property, what FICO and income shape, what you have tried already.
  3. Mike tells you which programs fit your situation and what the path looks like. No sales pressure.
  4. If you want to move forward, the formal application happens through Cornerstone's secure portal.

Mike Certo, NMLS #260555. Cornerstone First Mortgage, LLC, NMLS #173855. Equal Housing Lender.