Manufactured Home Loans by State

State-by-state manufactured home financing — because the titling, conversion, and program availability genuinely differ. Mike Certo NMLS #260555 · Updated June 6, 2026.

Cornerstone First Mortgage is licensed to originate in all 50 states and DC. Manufactured home titling, real-property conversion, and state housing finance agency programs vary state to state. The state pages below walk through the specific process where you are.

Active state pages

These four states have full state-level content published. More are in progress.

Texas TDHCA Statement of Ownership + Real Property Election. Largest MH market in the US. Florida RP sticker conversion + park communities + senior buyer programs. North Carolina NCHFA Community Partners + NC Home Advantage. GS 105-273 affidavit. South Carolina Highest MH share in the US (18.8%). SCDMV detitling + §37-3-308.

Coming soon

Building out state-level content for the remaining MH-concentrated states:

Arizona (extending existing AZ network) Alabama Tennessee Georgia Kentucky Mississippi Louisiana Oklahoma

If your state is not listed yet, the national hub still covers every program available. Call Mike at (480) 296-6513 for the state-specific walk-through.